Billing and insurance policies

In an effort to ease your mind and address your concerns, here are the most frequently asked questions and the answers to them.

Insurance policies

Health Foundations Birth Center + Women’s Health Clinic is in-network with Blue Cross Blue Shield, HealthPartners, Medica, United Healthcare, Aetna, Cigna, Preferred One and the Multiplan and PHCS Networks. We also accept medical cost sharing groups such as Samaritan Ministries and Christian Medi-Share.

Can I still be seen at Health Foundations if I have a plan you are not in-network with or I do not have insurance?

Yes! We do offer a self-pay option that is a discounted rate from our regular fees. Contact our billing department at 612-213-2481 to learn more about this option.

Can I assume I am covered if my insurance is listed?

It’s always a good idea to call and verify your benefits before beginning care with any new provider. Every health plan is different and you will need to confirm Health Foundations is an in-network provider for you and gain an understanding of your benefits. 

Maternity Care Billing Policies

Our Billing Specialist will review your benefits with you following your intake visit. We will provide an estimate of what your out of pocket expenses will be and discuss payment options with you. We still recommend contacting your insurance company about your maternity benefits before your first appointment.

Maternity care is billed as a "global package".  This means we will submit one insurance claim for all of your prenatal visits, delivery, and postpartum care once you have delivered your baby. 

Exceptions to this may include: 

  • Your first visit which establishes care with Health Foundations Birth Center + Women’s Health Clinic and is not considered a prenatal visit

  • Your 20 week ultrasound

  • Any additional ultrasounds or fetal stress tests

  • Lab work

  • Any "problem visits" (an example of this is if you come in for a urinary tract infection)

These services will be billed at the time of service.

Are there any other charges I should expect after delivery?

In addition to the global maternity package, we bill a facility fee for mom and any additional items that were received during your delivery (such as pharmaceuticals). Also, some charges post-birth will be billed under your baby such as their examinations before going home and a facility fee for baby. These charges will be billed to the baby’s insurance.

Payment Plans

We realize the expenses associated with having a baby can quickly add up and we do not want you to be worried about this during your postpartum period. Payment options will be discussed after your initial visit.

HSA and HRA - Patient responsibility

If you have an HRA, your company may send the payment directly to Health Foundations after they receive the information from your insurance company. You will still receive a statement, please call us to verify your HRA has paid on your behalf. If you have an HSA, you will send in your payment once you have received your statement or you can call and provide your HSA card information over the phone. For further information about using your HSA or HRA, contact our billing department directly.

If you would like more information, please contact Katy DeLong, our billing specialist. We'll get back to you within 24 business hours.

Phone: 612-213-2481