Billing and insurance policies
In an effort to ease your mind and address your concerns, here are the most frequently asked questions and the answers to them.
Health Foundations Birth Center is in-network with Blue Cross Blue Shield, HealthPartners, Medica, United Healthcare, Aetna, Cigna, Select Care and Labor Care. We are also contracted with insurances that use the Multiplan and PHCS Networks.
Can I still be seen at Health Foundations Birth Center if my insurance is not accepted/I have a plan you are not in-network with?
Yes! We do offer a self-pay option that is a discounted rate from our regular fees. Contact our billing department at 612-213-2481 to learn more about this option.
Can I assume I am covered if my insurance is listed?
It’s always a good idea to call and verify your benefits before beginning care with any new provider. Every health plan is different and you will need to confirm Health Foundations Birth Center is an in-network provider for you and gain an understanding of your maternity care benefits. We also verify your insurance benefits after your first appointment, but it is good to check your specific policy before you start your care.
Maternity care is billed as a "global package". This means we will submit one insurance claim for all of your prenatal visits, delivery, and postpartum care once you have delivered your baby.
Exceptions to this may include:
- Your first visit which establishes care with Health Foundations Birth Center and is not considered a prenatal visit
- Your 20 week ultrasound
- Any additional ultrasounds or fetal stress tests
- Lab work
- Any "problem visits" (an example of this is if you come in for a urinary tract infection)
These services will be billed at the time of service.
Are there any other charges I should expect after delivery?
In addition to the global maternity package, we bill for facility fee for mom and any additional items that were received during your delivery (such as pharmaceuticals). Also, some charges post-birth will be billed under your baby such as their initial examination, examination before going home and a facility fee for baby. These charges will be billed to the baby’s insurance.
We realize the expenses associated with having a baby can quickly add up and we do not want you to be worried about this during your postpartum period. At your initial visit at Health Foundations Birth Center and after we verify your benefits, we will provide an estimate of what your out of pocket expenses will be and discuss the payment options with you.
HSA and HRA - Patient responsibility
If you have an HRA, your company will send the payment directly to Health Foundations Birth Center after they receive the information from your insurance company. You will still receive a statement, please call us to verify your HRA has paid on your behalf. If you have an HSA, you will send in your payment once you have received your statement or you can call and provide your HSA card information over the phone. For further information about using your HSA or HRA, contact our billing department directly.
If you would like more information, please contact Kathy Licht, our billing specialist. We'll get back to you within 24 business hours.